Home Purchase Lons - AplusMorgage

Home Purchase Loan

Our Services

Click here to apply for an online Home Purchase loan and Financing

We are here to make home lending seamless for FHA & VA Mortgage Loan Home Purchase Loan & Home Refinancing Loan.

720-499-5387

FHA Mortgage Loan Programs

FHA loans are great for buyers with lower down payments and are sometimes easier to qualify for than a conventional loan. Minimum length of self-employed borrowers.

100% loan-to-value financing!
540 to 800+ FICO’s
Down Payment Assistance covering up to 3.5%
Seller contributions up to 6% / Gift funds allowed
Self-Employed Borrowers – OK

VA Home Purchase Loan Programs

You served our country. Let us serve you with a VA Purchase loan. We can close your loan in as little as 15-20 days. Remember after your purchase, the VA can qualify you very simply in the future with an Interest Rate Reduction Loan (IRRL) when rates get lowered in the future for additional monthly savings.

100% loan-to-value financing!
550 – 800+ FICO’s
Self-Employed Borrowers – OK
VA Home Purchase limits for 1 – 4 Unit homes has increased for year 2023
Seller contributions up to 6% / Gift funds allowed

USDA Home Purchase Programs

USDA loans can help put the American Dream within reach. Purchase a rural home with no money down. The home to be purchased must be in an eligible rural area defined by USDA.

100% loan-to-value financing!
620 – 800+ FICOs and 640 – 800+ FICOs if Manufactured Home
Self-Employed Borrowers – OK
Potentially roll closing fees into your monthly payment
Property must be in an eligible rural area or an area that was eligible at the time of the original loan closing

Conventional Home Purchase Loan Programs

Do you know that conventional conforming loan limits have increased for 1–4-unit properties?

Up to 100% loan-to-value financing!
620 – 800+ FICO’s
Self-Employed Borrowers – OK
105% Combined Loan-to-Value (LTV) with Community Seconds+
85% LTV on non-owner occupied (NOO) purchases

Jumbo Home Loan Purchase Programs

Loan amounts up to $3 Million
Available for Primary, 2^nd Homes, and Investment properties
Gifts allowed
Debt-to-Income ratios up to 45%
Loan-to-Value up to 85%
Minimum FICO down to 660

Home Purchase Loan

Our Services

Click here to apply for an online Home Purchase loan and Financing

720-499-5387

FHA Mortgage Loan Programs

VA Home Purchase Loan Programs

USDA Home Purchase Programs

Conventional Home Purchase Loan Programs

Jumbo Home Loan Purchase Programs

A Plus Mortgage Co, Inc. (NMLS # 1664689)

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